Finance Calculators
Free online finance calculators with detailed breakdowns. Plan investments, calculate loan payments, and grow your savings.
Pay Raise Calculator — % or Flat, Hourly to Yearly
Calculate your new pay after a raise — percentage, flat amount, or new rate. See hourly, weekly, monthly, and yearly breakdowns.
Auto Loan Calculator — Trade-In, Tax, Amortization
Calculate monthly car payments, total interest, and view amortization schedules. Factor in trade-in, down payment, taxes, and fees.
401(k) Calculator — Retirement, Match, Withdrawal
Estimate your 401(k) balance at retirement, calculate early withdrawal costs, and optimize employer match contributions.
Simple Interest Calculator — Solve I = Prt Any Way
Calculate simple interest on loans and investments. Solve for balance, principal, rate, or term with step-by-step work.
Compound Interest Calculator — Daily, Monthly, Yearly
Calculate compound interest with contribution timing, cumulative breakdown, and year-by-year growth showing principal vs contributions vs interest.
APY Calculator — Annual Yield from Nominal Rate
Calculate annual percentage yield from a nominal interest rate and compounding frequency. Estimate future value and total interest.
Cap Rate Calculator — Rental Property NOI & Yield
Calculate the capitalization rate for a rental property. Enter property value, gross income, and operating expenses to find cap rate and NOI.
Rule of 72 Calculator — Time to Double Investment
Calculate the time or rate needed to double an investment using the Rule of 72. Shows both estimated and exact results.
Future Value Calculator — FV with Periodic Deposits
Calculate the future value of an investment with periodic deposits. See growth schedule with full interest breakdown.
Amortization Calculator — Schedule + Extra Payments
Calculate loan amortization with extra payments, principal vs interest breakdown, and annual or monthly schedules.
Mortgage Calculator — Payment, Interest, Amortization
Calculate monthly mortgage payments, total interest, and view amortization schedules for home loans.
Mortgage Payoff Calculator — Biweekly + Extra Payments
Calculate how extra payments or biweekly payments accelerate mortgage payoff and save on interest.
Salary Calculator — Hourly to Yearly, Take-Home Pay
Convert between salary, hourly, and monthly pay with overtime, 401(k), and health insurance deductions. See take-home across all periods.
Debt Payoff Calculator — Avalanche vs Snowball
Side-by-side avalanche vs snowball comparison showing interest saved and payoff timeline for each debt strategy.
Loan Calculator — Payment, Extra Payment, Schedule
Calculate monthly loan payments with extra payment comparison showing interest and time saved. Includes donut chart and amortization schedule.
Tax Bracket Calculator 2025 — Federal + FICA + Deductions
Calculate 2025 federal income tax with FICA, optional deductions (401k, HSA, itemized), and total tax burden breakdown.
Take-Home Pay Calculator 2026 — Net Pay After Tax
Calculate your 2026 take-home pay after federal tax, FICA, state tax, and deductions. Includes OBBB tip and overtime exemptions.
Sales Tax Calculator — Add, Reverse, By State
Calculate sales tax, reverse-calculate pre-tax prices, or find the tax rate. Includes 2026 US state rates.
Currency Calculator — 30+ Currencies, Live Rates
Convert between 30+ currencies with live exchange rates. Includes custom rate converter and major currency cross-rate table.
Credit Card Payoff Calculator — Min Payment Trap
See how long to pay off credit card debt. Compare minimum vs fixed payments, and analyze balance transfer savings.
Rent vs Buy Calculator — Break-Even + Investment Cost
Compare renting vs buying with investment opportunity cost, PMI, HOA, equity tracking, and break-even year highlight.
Retirement Calculator — How Much to Save & Withdraw
Plan your retirement with 4 calculation modes. See how much to save, withdraw, and how long savings last.
Rent Affordability Calculator — 30% & 40% Rules
Calculate maximum affordable rent based on income, debts, and expenses. Uses the 30/40% income rules with budget breakdown.
HELOC Calculator — Draw + Repayment Period Payments
Calculate HELOC payments for draw and repayment periods. See total interest, amortization schedule, and compare costs.
Refinance Calculator — Break-Even + Lifetime Cost
Compare your current mortgage with a refinanced loan. See monthly savings, break-even point, APR, and lifetime cost.
Roth IRA Calculator — Tax-Free Growth vs Taxable
Estimate Roth IRA balance at retirement and compare tax-free growth vs a taxable brokerage account.
Lease Calculator — Monthly Payment & Money Factor
Calculate lease monthly payment or find the effective interest rate. See depreciation, money factor, and payment schedule.
Boat Loan Calculator — Payment, Tax, Amortization
Calculate boat loan monthly payments with down payment, trade-in, sales tax, and fees. See total cost and amortization schedule.
Debt Consolidation Calculator — Side-by-Side Compare
Compare existing debts against a consolidation loan. See monthly payment, total interest, and time savings side by side.
Interest Rate Calculator — Solve Rate, Payment, Term
Multi-solve loan calculator: find rate, payment, principal, or term from any 3 values. Includes donut chart and amortization schedule.
ROI Calculator — Return on Investment + Annualized
Calculate return on investment (ROI) and annualized ROI. Compare investment profitability over any time period.
Savings Calculator — Compound Growth + Contributions
Calculate savings growth with compound interest, periodic contributions, annual increases, and tax impact.
VAT Calculator — Add, Remove, Find Rate from 2 Values
Calculate VAT from any two values: rate, net price, gross price, or tax amount. Add or remove VAT instantly.